About the author
Richard is a freelance writer for the EFMA Journal, Today, gtnews, OOSKAnews and other publications, and he also works as a consultant in Financial services. He has worked in retail banking in California, the diplomatic corps, and Citibank in Japan. After moving to Singapore in 1992, he worked for MasterCard, Keppel TatLee Bank and OCBC Bank. Currently at Transcarta, Richard works with financial institutions on payments strategy and products.
Richard has a BA from Pomona College and an MBA from Stanford University. He is on the board of the Metropolitan-YMCA and Jane Goodall Institute (Singapore), and he also volunteers with other non-profits.