How Much???

How much? The answer is deceptively simple, yet most financial advisors won’t tell you without charging a hefty fee. But what if you don’t have $2,000 for a professional financial plan? What if you don’t want to hand over three years of tax returns, only to receive a complex plan you’ll never follow? What if you don’t have money to invest, depriving the financial advisor of a commission? Can you really figure out how much you need yourself?

How much? The answer is deceptively simple, yet most financial advisors won’t tell you without charging a hefty fee. But what if you don’t have $2,000 for a professional financial plan? What if you don’t want to hand over three years of tax returns, only to receive a complex plan you’ll never follow? What if you don’t have money to invest, depriving the financial advisor of a commission? Can you really figure out how much you need yourself? The answer is YES. By following the six steps in this book, you’ll understand the key to tomorrow’s retirement is understanding today’s costs and adopting a mindset to shift your expectations. Using a few simple formulas, you’ll learn how much money you will need for the next few decades without stressing over every penny you spend. Your result will be simple, surprising, and shocking. And if after answering “how much?” you find yourself asking “now what?”, you’ll be taught the critical steps you need to take today to be your own best retirement money manager!

Judy Ann Michael, MBA is a speaker, author, and consultant. She uses her 30 years of business experience at over 100 organizations, along with her unique personal experience, to help people develop a practical understanding of their finances. Judy earned both her Bachelor of Science in Business, with a major in accounting, and a Master of Business Administration from Indiana University in Bloomington, Indiana. Her business career led her to projects at many Fortune 500 companies across 10 different industries, in addition to engagements at over 100 hospitals. She led her own consulting practice for nearly 20 years, serving clients across the United States. Judy lives with her standard poodle, Sir Beckett, in the Seattle Metropolitan area. She enjoys her family, friends, exercise, and a simple lifestyle. A lifetime student of spiritual disciplines, she enjoys meditation, Tarot, traveling, and a rousing afternoon of great food and laughter with her closest friends. Judy has recently developed the DIY Retirement Planning system to support people who want to own their retirement financial future. It offers simple, easy to use tools that answer the question How Much Do I Need for Retirement? For more information, visit her website at JudyAnnMichael.com.