How To Get On The Property Ladder Beginning With No Money At All

This 'how-to' book describes how an average person can start off with nothing and end up owning a first home of their own. This book allows the reader to get themselves on to the first rung of the property ladder without borrowing from a bank. The book describes auctions; the points to look for and avoid when looking for a first property; and looks at internal decoration of same. This little book is aimed at battlers who never seem to be able to put together enough money for a deposit using conventional means. This little magic book is for those who want to gain insight into how to 'squirrel' and get ahead.

This 'how-to' book describes how an average person can start off with nothing and end up owning a first home of their own. This book allows the reader to get themselves on to the first rung of the property ladder without borrowing from a bank. The book describes auctions; the points to look for and avoid when looking for a first property; and looks at how to purchase and begin internal decoration of same. This little book is aimed at battlers who never seem to be able to put together enough money for a deposit using conventional means. This little magic book is for those who want to gain insight into how to 'squirrel' and get ahead. The reader gains insight on how to save on the 'begin from nothing' approach, to get themselves on to the property ladder. The book is illustrated with 'Ant & Tiger' cartoons throughout which are characteristic of Dr. Elizabeth Wallace's books.

Dr. Elizabeth Wallace was born in West Yorkshire; England and was educated in England, Australia and the United States. She completed her Doctorate in Education, with distinction, in California. During her lifetime, Elizabeth had two parallel careers. Her prime career was in Education. Her second career was in Singing. Her prime career stemmed all sectors of Education from Kindergarten to Primary; to Secondary; to Vocational Education and Higher Education. Her (USA) Ph.D. Dissertation “Federal Education Policy 1991-2: Impact on Vocational Education and Training in Queensland, Australia”, was received as an original and outstanding contribution to the field of education and is held, along with some of her professional papers, in the National Library of Australia. In her second career, singing, http://www.elizabethwallacepopmusicuk.com Elizabeth was taken under the wing of professional Big Band jazz musicians in Australia. She sang with small groups initially and was then invited to become the regular band singer with the Brian King Big Band. Children’s Stage shows backed by the 4IP and 4BH Radio Station Big Bands followed. Later still, her husband Teddy (1931-2008) encouraged and had her trained to take her place as a backing singer with his Big Band. Here with the Big Bands she was encouraged and nurtured by Liberace who predicted that when Elizabeth’s main education career was over, she would take her place amongst world recording artists. She is now a singer/songwriter/pop recording artist; lives quietly in the United Kingdom; and releases her tunes in digital format predominantly on cdbaby; iTunes; HMV Digital; Amazon; 7 Digital; Google; Sony Qriocity; Tesco MP3; Play.com; Real/Rhapsody; Napster; Muve Music; Nokia; Beezik; e-music; MySpaceMusic; We7; Tuneplay; Spotify and other global outlets. Her music is showcased on http://www.numberonemusic/elizabethwallace where her fan plays are well over the million mark. She is now the recording artist that Liberace (many years before her confidant and advisor) predicted she would become. Dr Wallace has over thirty-five years of experience working from the ground roots to managerial levels in assorted industries. These include education; employment; industrial relations; management consultancy; librarianship, psychology and finance. She also is passionate about dietics; small business, the importance of nutrition; the importance of learning to do things yourself (building and DIY); and the importance of longevity in accomplishing what one sets out to do in life. Her main aim is to leave a legacy of all things good to humanity, through song, painting and authorship where knowledge and skills acquired can be shared and passed on to benefit the lifestyle and happiness of all.