Foreclosure is a very scary word. It carries with it a public stigma that includes embarrassment, personal failure and the threat of a lasting negative impact that affects your credit rating, future real estate purchases, even the ability to rent an apartment. This valuable tool will provide you with the expert knowledge you need to know to save your house and protect your credit. Defeat Foreclosure will also show you how to protect yourself from fraudulent foreclosure schemes. This new eBook by California-based realtor William Dorich and attorney Merle Horwitz can help guide anyone through the foreclosure maze. Written in easy to understand language that applies to homeowners in every state, Defeat Foreclosures will provide you with important real estate and legal terminology and show you how to how to defend your legal rights.

Save your home, your credit and your rights. Learn how to protect yourself from foreclosure scam artists. Endorsements: Timely, up to date and clear. William Dorich and Merle Horwitz nail the subject and empower the reader. If you, or anybody you know, is involved in the sub-prime mortgage crisis, buy this book. ..... Richard Saul Wurman, Information Architect, Author and Creator of TED Conferences Defeat Foreclosure intelligently and concisely lays out the viable options available to homeowners at risk of losing their homes. This book is a must read for the homeowner facing the prospect of foreclosure. ..... Vince Malta, 2006 President of the California Association of Realtors Defeat Foreclosure, is an invaluable resource for anyone needing to understand the foreclosure process. ..... Madison Offenhauser, Coastal Regional Director, Keller Williams Realty What most impressed me is that William Dorich and Merle Horwitz pulled together a broad number of topics, all related to staving off foreclosureand compressed them into one concise book. A great resource for the layman and a good place to begin for homeowners who may not understand that they have it within their power to Defeat Foreclosure. ..... Duane Bartsch, Esq. Bartsch & Webb Risk Management Services

William Dorich has lived and worked in Westwood, California for more than 40 years. In his early career he was regional sales manager for two major west coast companies during which time he became a licensed Realtor® in 1984 (California DRE License #00804536) and since that time has enjoyed selling real estate in the Beverly Hills, West Los Angeles, Sherman Oaks and Glendale areas. His wife Anita joined Dorich Realtors, in 2004. Their long-standing residence and business ownership in the community has made them extremely knowledgeable about varying local regulations, resources, improvements and activities throughout Los Angeles. William is the author of 9 books on a variety of subjects including politics, music and history. His newest books are, The Nursing Home Crisis and Sleep Seekers.