Fire Your Baby Boomer Advisor

What if the biggest risk to your retirement isn't the market — but your advisor? For decades, Baby Boomer financial advisors built successful careers during an era of rising markets, pensions, and simpler rules. But the world has changed — and many investors are unknowingly relying on advice that's stuck in the past. In Fire Your Baby Boomer Advisor, Justin J. Lotano delivers a bold, honest, and refreshingly clear look at how outdated financial advice can quietly cost you millions in missed opportunities, unnecessary taxes, and avoidable mistakes — especially as you approach or enter retirement. This book isn't about age discrimination. It's about relevance, adaptability, and accountability. You'll discover: Why many traditional advisors still use strategies designed for the 1980s and 1990s How conflicts of interest, complacency, and "set-it-and-forget-it" thinking hurt long-term outcomes The hidden dangers of outdated retirement income planning Why tax strategy, estate planning coordination, and proactive risk management matter more than ever How technology, transparency, and ongoing education separate modern advisors from legacy ones Most importantly, this book teaches you how to evaluate your advisor the same way you'd evaluate a surgeon, pilot, or CEO — not by how long they've been around, but by how well they're prepared for what's next. Written in plain English, with real stories, humor, and practical examples, Fire Your Baby Boomer Advisor empowers readers to ask better questions, demand better service, and take control of their financial future — whether that means holding their current advisor to a higher standard or finding a new one entirely. If you're within 15 years of retirement, already retired, or simply tired of vague answers and recycled advice, this book may be the most valuable financial decision you make this decade. Because your retirement deserves modern thinking — not legacy advice.