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Book details
  • Genre:REFERENCE
  • SubGenre:Handbooks & Manuals
  • Language:English
  • Pages:126
  • eBook ISBN:9780984656639

Credit Power for Mortgage Professionals

Help Your Frustrated Clients & Yourself - Maximize Your FICO Scores Like the Pros

by Roger Cruise and Darby Hershey

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Overview
If you're a mortgage loan officer or broker, we're sure you can appreciate the issues the current recession has had in 'freezing' our credit markets, locking out many potential home buyers or people that could refinance into some of the lowest rates in over 50 years. However they can’t, because the minimum credit score requirements to qualify for mortgage financing have increased an average of 50 points and lender ‘overlays’ have complicated the issues in getting loan files approved. This Credit Power guide shows you the most effective, proven strategies and tactics used by credit professionals to repair damaged credit ratings and build up to 760 or higher FICO® credit scores. (See our Bonus Chapter on EXACTLY how to accomplish this!) This wasn't written based on theoretical mumbo jumbo like so many so-called 'credit help' books on the market. It was written by consumer credit experts with an extensive background in finance, and based on many years of actual 'in the trenches' experience, using strategies and tactics we developed to facilitate the removal of over one million damaging entries from over 100,000 (and counting) consumer credit files. These strategies have been used to successfully increase consumer credit scores an average of 55–70 points within just 3- 6 months! Don't let the low price fool you - people have paid us several hundred to a thousand dollars or more to have us use the exact same professional tactics and strategies in getting the results they want and need on their credit files. Since it's physically impossible for us to serve the needs of 40+ million consumers whose credit ratings are considered 'sub-prime,' our objective is to make this valuable information available to as many people as possible. We hope to make a significant impact on getting more people in the U.S. qualified for home mortgages so we can get you (our reader) and our economy back on track!
Description
If you're a mortgage loan officer or broker, we're sure you can appreciate the issues the current recession has had in 'freezing' our credit markets, locking out many potential home buyers or people that could refinance into some of the lowest rates in over 50 years. However they can’t, because the minimum credit score requirements to qualify for mortgage financing have increased an average of 50 points and lender ‘overlays’ have complicated the issues in getting loan files approved. This Credit Power guide shows you the most effective, proven strategies and tactics used by credit professionals to repair damaged credit ratings and build up to 760 or higher FICO® credit scores. (See our Bonus Chapter on EXACTLY how to accomplish this!) This wasn't written based on theoretical mumbo jumbo like so many so-called 'credit help' books on the market. It was written by consumer credit experts with an extensive background in finance, and based on many years of actual 'in the trenches' experience, using strategies and tactics we developed to facilitate the removal of over one million damaging entries from over 100,000 (and counting) consumer credit files. These strategies have been used to successfully increase consumer credit scores an average of 55–70 points within just 3- 6 months! Don't let the low price fool you - people have paid us several hundred to a thousand dollars or more to have us use the exact same professional tactics and strategies in getting the results they want and need on their credit files. Since it's physically impossible for us to serve the needs of 40+ million consumers whose credit ratings are considered 'sub-prime,' our objective is to make this valuable information available to as many people as possible. We hope to make a significant impact on getting more people in the U.S. qualified for home mortgages so we can get you (our reader) and our economy back on track! This Credit Power guide explains the laws and shows you specifically how to write your disputes following powerful legal strategies in order to have your negative issues resolved as quickly as possible. Make sure to study our BONUS Chapter on exactly how to build up to a 760+ FICO® credit score! Since the downturn in the real estate market hit, many mortgage professionals keep running into prospective clients who are one of the approximately 40+ million people in the U.S. that earn enough income to buy (or refinance) a home, but whose credit scores are (temporarily) too low to qualify for mortgage financing. This informative guide will provide you with a road map to truly get your clients’ credit qualified for mortgage financing. If you want to be the most effective you can with this Credit Power guide, we recommend that you pick one up for your reference library and recommend that your clients pick-up the consumer copy ("Credit Power for Busy Families") for themselves as well. This way, even if you intend to help them with their credit rebuilding, they will at least understand what you are doing and can truly participate in helping you help them. After all, an educated client is usually the best client. Learn how professional credit consultants eliminate damaging entries from credit files and the recipe of exactly how to build 760 to 850 FICO® credit scores. We provide a detailed, 'behind the scenes' look at how the credit system really operates and the Insider shortcuts to building the highest credit scores possible, using our detailed road-map for success.
About the author
Roger Cruise is a 20-year finance veteran with expertise in consumer finance and credit, having financed tens of millions of dollars in real estate. Roger and his associates actively negated over 1 million damaging entries from over 100,000 consumer credit files over a five year period. He is a Consumer Advocate, Author, Public Speaker, and is a Credit Counselor Certified by the National Association of Consumer Credit Counselors and FCRA Certified by the CDIA. Roger serves as the Executive Vice President of Credit Vault Publishing and as an Advisor to the boards of Churchill Mint and Gryphon BioScience. He divides his time between Seattle, WA and Portland, OR.
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