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Book Image Not Available
Book details
  • Genre:REFERENCE
  • SubGenre:Handbooks & Manuals
  • Language:English
  • Pages:125
  • eBook ISBN:9780984656646

Credit Power for Busy Families

Repair & Maximize Your Credit Scores Like the Pros

by Roger Cruise and Darby Hershey

Book Image Not Available
Overview
We know that whether you're single or married or in a committed relationship, have kids or not, the demands on all of our time can be overwhelming. The last thing we all need is to tackle another 'task' to manage. However, we encourage you to evaluate how you manage your credit and finances in terms of Return on Investment (ROI). We know that if you invest the few dollars needed to acquire our Credit Power guide for busy families, and you APPLY what we show you how to do, you will receive many THOUSANDS of times your ROI for this investment. This Credit Power guide shows you the most effective, proven strategies and tactics used by credit professionals to repair damaged credit ratings and build up to 760 or higher FICO credit scores. (See our Bonus Chapter on EXACTLY how to accomplish this!) This wasn't written based on theoretical mumbo jumbo like so many so-called 'credit help' books on the market. It was written by consumer credit experts with an extensive background in finance, and based on many years of actual 'in the trenches' experience, using strategies and tactics we developed to facilitate the removal of over one million damaging entries from over 100,000 (and counting) consumer credit files. These strategies have been used to successfully increase consumer credit scores by an average of 55–70 points within just 3- 6 months! Don't let the low price fool you - people have paid us several hundred to a thousand dollars or more to have us use the exact same professional tactics and strategies disclosed in this credit guide to get the results they wanted and needed on their credit files in order to qualify for financing or lower their interest rates. Since it's physically impossible for us to serve the needs of 40+ million consumers whose credit ratings are considered 'sub-prime,' our objective is to make this valuable information available to as many people as possible. We hope to make a significant impact on getting more people in the U.S. qualified for home mortgages and other reasonably priced credit so we can get you (our reader) and our economy back on track! Whether you're employed or not, chances are you've probably felt the effects of the current U.S. recession in many ways. The credit markets, for the most part, are 'frozen' for all of those who do not have the absolute best credit scores. This affects approximately 67% of the U.S. adult population. The strange phenomenon that's taking place is that by not lending money to anyone but those with near-perfect credit scores, the banks are exacerbating the problem and creating a self-fulfilling prophecy in prolonging the recession. The minimum credit score requirements to qualify for mortgage financing has increased an average of 50 points during the last three years, so even though real estate prices have decreased dramatically, the pool of qualified buyers has shrunk due to the much stricter credit score requirements. Of course there are lenders that will provide financing to people whose scores may be lower, but borrowers will pay dearly for the 'privilege' of taking a loan from these sub-prime lenders by paying interest and fees up to three times greater than those with excellent credit. Our objective in publishing this Credit Power guide is to show you exactly how to navigate the consumer credit system, repair damaged credit and/or build up your credit ratings so that you have FICO scores of up to 760+ going forward, and pay the lowest rates and fees available whenever YOU decide to borrow money. In summary, our eBooks will empower you with the correct knowledge of how to truly maximize your financial well being by maximizing your credit ratings.
Description
We know that whether you're single or married or in a committed relationship, have kids or not, the demands on all of our time can be overwhelming. The last thing we all need is to tackle another 'task' to manage. However, we encourage you to evaluate how you manage your credit and finances in terms of Return on Investment (ROI). We know that if you invest the few dollars needed to acquire our Credit Power guide for busy families, and you APPLY what we show you how to do, you will receive many THOUSANDS of times your ROI for this investment. This Credit Power guide shows you the most effective, proven strategies and tactics used by credit professionals to repair damaged credit ratings and build up to 760 or higher FICO credit scores. (See our Bonus Chapter on EXACTLY how to accomplish this!) This wasn't written based on theoretical mumbo jumbo like so many so-called 'credit help' books on the market. It was written by consumer credit experts with an extensive background in finance, and based on many years of actual 'in the trenches' experience, using strategies and tactics we developed to facilitate the removal of over one million damaging entries from over 100,000 (and counting) consumer credit files. These strategies have been used to successfully increase consumer credit scores by an average of 55–70 points within just 3- 6 months! Don't let the low price fool you - people have paid us several hundred to a thousand dollars or more to have us use the exact same professional tactics and strategies disclosed in this credit guide to get the results they wanted and needed on their credit files in order to qualify for financing or lower their interest rates. Since it's physically impossible for us to serve the needs of 40+ million consumers whose credit ratings are considered 'sub-prime,' our objective is to make this valuable information available to as many people as possible. We hope to make a significant impact on getting more people in the U.S. qualified for home mortgages and other reasonably priced credit so we can get you (our reader) and our economy back on track! Whether you're employed or not, chances are you've probably felt the effects of the current U.S. recession in many ways. The credit markets, for the most part, are 'frozen' for all of those who do not have the absolute best credit scores. This affects approximately 67% of the U.S. adult population. The strange phenomenon that's taking place is that by not lending money to anyone but those with near-perfect credit scores, the banks are exacerbating the problem and creating a self-fulfilling prophecy in prolonging the recession. The minimum credit score requirements to qualify for mortgage financing has increased an average of 50 points during the last three years, so even though real estate prices have decreased dramatically, the pool of qualified buyers has shrunk due to the much stricter credit score requirements. Of course there are lenders that will provide financing to people whose scores may be lower, but borrowers will pay dearly for the 'privilege' of taking a loan from these sub-prime lenders by paying interest and fees up to three times greater than those with excellent credit. Our objective in publishing this Credit Power guide is to show you exactly how to navigate the consumer credit system, repair damaged credit and/or build up your credit ratings so that you have FICO scores of up to 760+ going forward, and pay the lowest rates and fees available whenever YOU decide to borrow money. This Credit Power guide explains the laws and shows you specifically how to write your disputes following powerful legal strategies in order to have your negative issues resolved as quickly as possible. Make sure to study our BONUS Chapter on exactly how to build up to a 760+ FICO credit score! Learn how professional credit consultants eliminate damaging entries from credit files and the recipe of exactly how to build 760 to 850 FICO credit scores. We provide a detailed, 'behind the scenes' look at how the credit system really operates and the Insider shortcuts to building the highest credit scores possible, using our detailed road-map for success.
About the author
Roger Cruise is a 20-year finance veteran with expertise in consumer finance and credit, having financed tens of millions of dollars in real estate. Roger and his associates actively negated over 1 million damaging entries from over 100,000 consumer credit files over a five year period. He is a Consumer Advocate, Author, Public Speaker, and is a Credit Counselor Certified by the National Association of Consumer Credit Counselors and FCRA Certified by the CDIA. Roger serves as the Executive Vice President of Credit Vault Publishing and as an Advisor to the boards of Churchill Mint and Gryphon BioScience. He divides his time between Seattle, WA and Portland, OR.
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