John Thomas Milford, Jr was born on September 1, 1929, in Lake Charles, Louisiana. He attended Lake Charles High School, McNeese College, LSU and Southwestern Louisiana Institute and graduated in 1952 with a degree in business. John served two years as a First Lieutenant in the Air Force during the Korean Intervention. He practiced public accounting as a CPA for forty years, retiring in 1995. JT's main interest are reading, writing, music, golf, traveling to the mountains and spending time on the beach.