Our society is so accustomed to debt that people have become frivolous with their spending. People live way beyond their means, spending an extraordinary amount of money on nonessentials. The average American spends about $50,000+ yearly, according to the US Department of Labor. Although most of these expenses go towards necessities, research has found that the average adult spends about $18,000 on nonessentials a year. Imagine what you could do with $18,000 in savings every year: pay a down payment for a house, buy a car, get your education, etc. Everyone could use more money, but more money isn't the answer. Most financial predicaments stem from a lack of understanding basic financial fundamentals. Throughout this book, you will learn how to manage your debt and assets, new ways to save, and how to break bad money habits. Learn how to invest your money, elevate your assets, and flourish your savings with "Millionaire Grinders."