Housejacking

"Gain the knowledge you need to protect your home and equity." Most homeowners sign their mortgage and Note covenants without truly understanding what they're agreeing to. This lack of knowledge can have devastating consequences - from losing equity to facing foreclosure. "Housejacking" revolutionizes how we think about homeownership by revealing the hidden complexities of mortgage transactions and providing a clear path to protecting your rights. Drawing on 20 years of intensive research and successful case outcomes, this comprehensive guide teaches you how to take control of your property and equity. Whether you're planning to buy a home, currently own one, or facing potential foreclosure, this book provides the tools and knowledge you need to protect your equity and property. Unlike other real estate books that offer generic advice, "Housejacking" gives you a complete system for organizing and understanding your mortgage and note documentation through its innovative Master File approach. You'll learn how to: ● Build a bulletproof paper trail that protects your rights ● Understand the true meaning of mortgage documents before you sign ● Identify red flags in loan documents and servicing ● Take control if you fall behind on payments ● Mount an effective foreclosure defense ● Negotiate from a position of strength with lenders and servicers Written by a team of uniquely talented investigators, this workbook goes beyond theory to provide step-by-step instructions, real-world examples, and practical strategies you can implement immediately. Since 99.9% of attorneys aren't familiar with these groundbreaking insights, the guide includes an essential attorney questionnaire to help you identify qualified legal counsel who truly understands these concepts. You'll also find detailed document checklists and sample letters that walk you through the process. Don't wait until you're in crisis to understand your rights as a homeowner. "Housejacking" gives you the knowledge and tools to protect your home and your future. Your purchase includes access to both the digital version and audiobook, ensuring you can reference this vital information wherever you are. The book begins with the haunting Legend of Cyrus Legerdemain, a tale that illuminates how ancient tricks of illusion and misdirection persist in modern mortgage transactions. Understanding the Legerdemain Effect - the way complex paperwork and procedures can obscure the true nature of mortgage transactions - is key to protecting your rights and equity as a homeowner.