A Financially Empowered Woman

An easy-to-read format of how to manange your money better, how to begin investing, and how you should prepare for your future. This is a biblical based approach to money manangement, saving and spending. With many scriptural references to back up the text, and modern-day language and examples used to explain how we have made mistakes in our past, the book shows us how we can begin to take steps toward a full life, free of bondage to creditors and free from debt! There are many financial charts and fill in the blank question sheets in the back of the book, to show you how to track your spending and to help you see where you may have had problems in the past. The financial tracking charts will open your eyes to a new you, and a profitable future for you and your family.

Featured Charts and Lists: 1. Adding up your net worth: a table and directions. 2. How to improve your net worth: Steps You Should Take 3. Goal Setting page: Short term and Long term list 4. Income Formula 5. Cash Flow Traps 6. Saving and Compounding Rates Chart 7. Saving Accounts Explained 8. Your Credit and the Credit Bureaus 9. Take the Challenge: Do You Have Too Much Debt? 10. Cost of Credit: Percentages and Interest 11. Insurance 101 12. Insurance Test: Do you need it? 13. Factors to Consider When Choosing 14. Investment Facts 15. Basic Savings Steps 16. Estate Planning 17. Financial Websites Lists 18. Financial Empowerment Journal Activity 19. Monthly Spending Chart 20. Net Worth Statement 21. Financial Fitness Quiz

Dr. Melinda Hamilton graduated from Bethune-Cookman College with her Bachelor’s Degree, and her Master's and Doctorate Degree from Nova Southeastern University. Her Doctorate Degree is in Educational Leadership. She attended the Harvard summer leadership program. In 2011, she became a member of the National Doctor's Consortium. Dr. Hamilton's career includes more than 31 years as an Educator and School Administrator. She started The Hamilton and Harris Educational Consulting Group and Academic Learning Center after seeing a need of helping at-risk students. She now holds educational contracts in multiple states to improve the educational system in the United States. Dr. Hamilton also attended the Harvard University Summer Leadership Institute and has extensive experience working with women and youth. She has written the new book: “A Financially Empowered Woman: A Guide to Spiritual and Financial Success", to help guide others into making better financial choices and preparing for their future. Origianally from Florida, she currently resides in Atlanta,yet she travels all over the U.S. with her educational programs and financial empowerment message. She is a speaker, writer, educator, entrepreneur, mother and grandmother, with many years of experience and education to share with others.