What's the Deal with Retirement Communities?

Based specifically on popular questions author and noted expert on retirement communities Brad Breeding has received from older Americans and their adult children, “What’s the Deal with Retirement Communities?” is designed to be the first step in your research process - providing answers in a simple and concise fashion. In this book you will learn what you need to know about the retirement living landscape, including: • The importance of planning ahead for the later phases of retirement • What must you consider when deciding between at-home care and a community? • What defines a retirement community? • How to distinguish one type of retirement community from another • The relationship between retirement communities and long-term care services • What does long-term care cost? • Payment and contract structures for retirement communities

Considering a Retirement Community? Are you or a loved one considering a retirement community, but are confused about the various alternatives? Perhaps you would prefer to age at home but question whether it is practical and feel that exploring all of your options is a sensible exercise. If so, then you have chosen the right place to start by picking up this book! Based specifically on popular questions author and noted expert on retirement communities Brad Breeding has received from older Americans and their adult children, “What’s the Deal with Retirement Communities?” is designed to be the first step in your research process - providing answers in a simple and concise fashion. In this book you will learn what you need to know about the retirement living landscape, including: • The importance of planning ahead for the later phases of retirement • What must you consider when deciding between at-home care and a community? • What defines a retirement community? • How to distinguish one type of retirement community from another • The relationship between retirement communities and long-term care services • What does long-term care cost? • Payment and contract structures for retirement communities Congratulations on taking the first step in planning for your future retirement living and health care needs! This book includes a full list of resources to help you decide if a retirement community is right for you or a loved one, and how to find the right one!

Brad Breeding is co-founder of LifeSite Logics, a North Carolina-based company providing comprehensive and unbiased information on full service retirement communities. Brad and his colleagues at LifeSite Logics have carefully reviewed close to 1,000 disclosure statements and sample residency contracts for retirement communities across the United States. Brad holds a Bachelor of Science Degree in Business Management from North Carolina State University and is a Certified Financial Planner™. His extensive knowledge of the senior living industry, combined with his financial planning background, allows him to provide valuable insights to those who are considering a retirement community, as well as to professionals who consult others in the decision process, including financial advisors, accountants, retirement living sales counselors, and others. Brad has been quoted in Kiplinger's Personal Finance and Wall Street Journal's MarketWatch. He speaks regularly at retirement communities, lifelong learning programs, and industry trade organizations across the country.