The Qi of Personal Finance and Investing

How do you invest wisely? How do you understand and handle risk when investing? Why does using a financial manager harm your long term investing results? Why does the average investor underperform a straightforward stock index fund? What should you do with your savings? How do you prepare financially for retirement? How do you handle your money in retirement? Why is the basic theory underlying the advice you receive from financial advisors wrong? All of these questions and more are answered in "The Qi of Personal Finance and Investing." In this book I explain why the approach to investing used by your financial advisors and financial managers will harm your long term investing results. My answers to these questions are heretical. I explain why my answers are correct! I have read extensively in finance and investing literature and have spent decades studying, understanding and finally disagreeing with the basic theory underlying the decisions of the financial world. I have reached conclusions regarding personal finance and investing which are distinctly different, i.e. heretical, from the standard advice given by most financial advisors and financial managers. This book details my conclusions and advice to you, the reader.

How do you invest wisely? How do you understand and handle risk when investing? Why does using a financial manager harm your long term investing results? Why does the average investor underperform a straightforward stock index fund? What should you do with your savings? How do you prepare financially for retirement? How do you handle your money in retirement? Why is the basic theory underlying the advice you receive from financial advisors wrong? All of these questions and more are answered in "The Qi of Personal Finance and Investing." In this book I explain why the approach to investing used by your financial advisors and financial managers will harm your long term investing results. My answers to these questions are heretical. I explain why my answers are correct! I have read extensively in finance and investing literature and have spent decades studying, understanding and finally disagreeing with the basic theory underlying the decisions of the financial world. I have reached conclusions regarding personal finance and investing which are distinctly different, i.e. heretical, from the standard advice given by most financial advisors and financial managers. This book details my conclusions and advice to you, the reader.

Frank Seinsheimer III, M.D. is a graduate of Walnut Hills High School, Yale University and Harvard Medical School. He trained in General Surgery at the Peter Bent Brigham Hospital, in Orthopedic Surgery at the Harvard Combined Orthopedic Residency Program at the Massachusetts General Hospital and in Hand Surgery at the Thomas Jefferson University Hospital. He spent 37 ½ years in the private practice of Hand Surgery and Orthopedic Surgery in Montgomery County, Maryland. Frank Seinsheimer III has trained for over thirty years in martial arts and has black belts in Tae Kwon Do, Aikido and Japanese Jujitsu. He took all of the investment, finance and economics courses in the flexible MBA program at the Johns Hopkins University. He was a fiduciary for the profit sharing program for his orthopedic group for 35 years. Dr. Seinsheimer has read extensively in finance and investing literature and has spent decades studying, understanding and finally disagreeing with the basic theory underlying the decisions of the financial world. He has reached conclusions regarding personal finance and investing which are distinctly different and heretical from the standard advice given by most financial advisors and financial managers. His fourth book, "The Qi of Personal Finance and Investing," contains his thoughts, opinions and advice regarding personal finance and investing. Dr. Seinsheimer has written three other books. The first, "Unarmed Defense Against Weapons," covers the subject of realistic streetwise martial arts with emphasis on how to defend yourself against an attack by an armed assailant. The second, "Poetical Commentary," contains poems, many of which are commentary about life, the universe and everything. The third, "The Qi of the Scalpel," is a medical memoir which covers his medical training and post graduate years of practice.