O.W.N. I.T.

O.W.N I.T. is a tool that can be used to help you navigate through common financial challenges. Written for all ages, O.W.N I.T. provides practical ways to jump start your financial awareness and help you create and eventually reach long-term financial goals. Using personal examples and anecdotes that many can relate to, this book servers a starting point for conversations about financial awareness, pointing the reader to additional resources to support a lifetime of learning and growth in the areas of budgeting, saving, and investing.

O.W.N I.T. is a tool that can be used to help you navigate through common financial challenges. Written for all ages, O.W.N I.T. provides practical ways to jump start your financial awareness and help you create and eventually reach long-term financial goals. Using personal examples and anecdotes that many can relate to, this book servers a starting point for conversations about financial awareness, pointing the reader to additional resources to support a lifetime of learning and growth in the areas of budgeting, saving, and investing.

Shantay DeMar has always had a passion and interest in personal finance. As a young adult, he often noticed the lack of emphasis on financial education. Shantay made it his goal to pursue a career in finance, and bring this information into communities that need it most. He is a graduate go Morgan State University, with a B.S. in Finance. Shantay also has over decade of experience in the financial services sector. He is now an entrepreneur, running a state-of-the-art virtual reality entertainment center in Frederick, MD.