How To Save, Invest, and Grow Money

Many have said that the American dream is dead, and perhaps, just perhaps, this pessimistic view is right. After all, gone are the days when everyone knew that all they had to do to achieve their dreams and goals was work hard. It's now an accepted fact that most working Americans today are worse off than their parents and grandparents ever were. Unfortunately, this state of affairs is likely to get even worse as the economy continues to offer fewer and fewer opportunities. However, in life, what matters the most is not the challenges we face. What does is how we choose to react to these challenges. Just because the American dream is dying a slow death for most people doesn't mean that it has to die for you too. There is a lot of concern expressed over the luxurious life that the 1% continue to lead while the middle-class gets wiped out. You can be one of the people who get wiped out, or you can choose to create a reality where you don't have to worry about credit card debt, stifling mortgages, or the rising costs of living. Building wealth is all about knowledge, and this book is full of all the knowledge you will ever need to kick start your journey to financial prosperity. This book will teach how to identify great stocks, where to find great real estate deals, how to mitigate risk by diversifying in bonds, and how to create a budget so you can start saving, investing, and growing your money. This journey will lead you not just towards economic prosperity but, more importantly, towards freedom, which is more important than money, something many people realize far too late in life. If you are ready to learn how to be free in ways you never imagined possible, let's get started:

Are you tired of constantly being broke? Mortgages, credit card debt and unpaid bills have become the norm for most Americans today. You are now at a crossroad where you can either choose to lift yourself up from financial woes or you can become one of the many people who complain about the status of their lives till the day they die. If you choose the first option then get ready to change your life in ways you never imagined possible. You should get on your knees today and thank God because you are fortunate enough to have come across a book that will alter the course of the rest of your life. Everything you ever wanted to know about getting rich is within your grasp. There are 20 million people in the US who can claim millionaire status and this book can help you join this elite class! It's time you bought your dream house and that posh car you always wanted since you were a teenager. Visit Paris while flying first class and dine on caviar as a master chef awaits your every request. The good life is possible as long as you understand the principles of building and sustaining wealth. From investing in the stock market to buying futures in the commodities market, this book will teach everything you ever wanted to know about getting to the top. So if you want to know how to … Save money Create a practical budget Achieve financial discipline Start a small business Keep good financial records Then this book has it all. Read along as I cover critical and edgy topics like: • How the stock market works • How to identify companies with the potential for high growth • Creating a diversified a portfolio • The principles of real estate investing • Tricks to finding assets that you can speculate on • What you need to know in order to trade stocks as a day trader • Why commodities like gold and oil can make you rich • And much more! When you are done reading this book, you will smart enough to know exactly what needs to be done to save, invest and grow your money, just like the people you've been admiring! Knowledge is the key to wealth and this book has tons of knowledge that you will need to embark on the next chapter of your life.

Dr. Kevin R. West is an experienced, well-respected, results-oriented, retired Superintendent of Schools in New Jersey. Kevin recently retired after serving 37 years as an educator, climbing the ranks from a substitute teacher to a teacher, then to assistant principal, principal, assistant superintendent, and finally superintendent of schools. Although extremely passionate about education and ensuring that his students received top-notch, quality education, Kevin decided to retire on June 30, 2020, during the pandemic to pursue his second passion of financial planning, investing, building generational wealth, and teaching others how to save, invest and grow money. Kevin was born and raised in Newark, New Jersey. For the first nine years of his life, Kevin experienced living a financially modest lifestyle in a household headed by his father and mother, along with his older and younger brothers. Soon after Kevin's ninth birthday, this modest lifestyle came to a screeching halt when his parents both decided to separate and end their toxic marriage. Consequently, Kevin and his two brothers moved out of the family home with their mother into a small two-bedroom apartment on the other side of town. Although Kevin's mother attempted to do everything in her power to keep a roof over their heads, clothes on their backs, and food on their table, the pressure, stress, and limited finances were a bit too much for his mother to bare as a single mom trying to raise three rambunctious boys. Kevin's mother continued to work hard, but in order to survive and make ends meet, she was forced to seek and receive public assistance (welfare) to help take care of him and his two brothers. This was an extremely demoralizing, traumatizing, and difficult time for Kevin, his mother, and his two siblings as they fell victim to living in poverty for the first time in their lives. However, by the grace of God, prayers, determination, faith, hope, and love, they were able to stick together and persevere through the numerous challenges, obstacles, and temptations associated with tough inner-city impoverished living until Kevin graduated high school and went on to college. Growing up dirt poor and not knowing where his next meal would come from, wondering when and if the heat and hot water would be turned back on, worrying if he and his family were going to be evicted when the rent couldn't be paid, embarrassed going to school in old clothes and shoes, and watching just about everyone around him in survival mode struggling financially, sparked Kevin's interest in generational wealth building, and motivated him to graduate from high school, college, attain two Master's Degrees, and obtain his Doctoral Degree so that he could make a positive impact on the lives in his community and become financially secure and ensure that he, his family and anyone he could mentor would never ever live in poverty again. So, during this pandemic, Dr. Kevin West took time out to reflect and share some important tips on How To Save, Invest and Grow Money! Hopefully, these tips will help you too go from rags to riches.