Good Money Habits in 17 Minutes Per Day

Good money habits drive financial success.  But survey after survey reports that Americans of all ages have poor money skills and low levels of personal finance knowledge.  They lack formal education and training in money matters.  At the same time, consumers are using their limited time to consult Tik-Tok, YouTube and other social media outlets for money questions and knowledge.  These households have just experienced a once-in-a-century pandemic that has reset how they value and approach money.

Now is the perfect time for time-starved individuals to improve their money skills and knowledge.  They need to make learning about personal financial matters a higher priority.  A new book from personal finance thought leader and published author Harry N. Stout will transform a reader’s financial knowledge. Good Money Habits in 17 Minutes Per Day or the “Little Green Money Book” provides the structure and framework to accomplish this awareness and create fiscal success.  

Stout has taken his over 30 years of experience in personal finance and created a simplified book to aid readers in their quest for money knowledge. He asks readers to dedicate two hours per week or 17 minutes per day to money matters. Given that most people spend over 2.5 hours daily on social media this is quite achievable.

The book simplifies the complex world of personal finance and distills it into an easy-to-understand discussion of what money habits and knowledge are needed to achieve basic financial security.  The book presents the actions and resources readers can take to rapidly improve their financial situation.

Good Money Habits in 17 Minutes Per Day covers:

>The Pandemic Money Reset – Values, Spending and Priorities

>The Financial Stages of Life and The Must-Do Actions Needed During Each Stage

• Adulting – To Age 30
• Striving – Ages 31 to 70
• Fulfilling- Over Age 70

>The Six Building Blocks to Financial Security, including:

• Determining Where You Stand
• Rethinking Financial Values
• Improving Financial Knowledge
• Focusing Your Money Mindset
• Developing Your Cash Plan
• Improving Your Money Habits

The book takes the author's over 30 years experience in the personal finance business and presents the wisdom gained for the reader.

Harry N. Stout is a published author and founder of the FinancialVerse organization. The FinancialVerse books and content are dedicated to improving America's financial literacy. He is an acknowledged senior leader in the global financial services business with over two decades experience in the advice, annuity and life insurance businesses. He has held marketing, sales, product innovation, and distribution roles over his successful career.

He has over 25 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand and Australia. He is a past director of the National Association for Fixed Annuities, the Financial Services Council of Australia, the Insurance Marketplace Standards Association, and the Life Insurance Marketing and Research Association. He has been a governance fellow of the National Association of Corporate Directors.

His U.S. business experience includes serving as President of Voya's U.S. Retail Annuity Business Group, where he directed the fixed, indexed and variable annuity businesses. He also spent over a decade with Fidelity & Guaranty Life Insurance Company where he served as Chief Executive Officer and President as well as holding key senior leadership roles for its parent companies USF&G Corporation, Travelers Corporation and Old Mutual U.S. Holdings, Inc. He has also been a corporate officer or Board member of several insurance marketing organizations. He began his career in public accounting with KPMG where he spent 10 years working primarily with multi-national enterprises. Mr. Stout's experience includes serving as Managing Director of Investments and Insurance with Australian and New Zealand Bank (ANZ), where he was based in Sydney and ran the Australian life insurance, investment, retirement services, general insurance and advice businesses for this large regional Australasian bank. During his time in Australia, he was also Managing Director and Chief Executive Officer of ING Australia.

Harry is a nationally known speaker, podcast guest and author covering annuities, life insurance and personal finance.