Getting Paid

Getting Paid Collecting the Disability Check: A Resource Manual for Libraries, Individuals & Professional Advisors Millions of dollars of disability benefits are held back, unnecessarily, every year Disability Services Group In 2012, MILLIONS of dollars in Insurer, Social Security and Veterans Administration disability claims will continue to be denied unnecessarily. ElderCare Publishing is pleased to announce the availability of the new Disability benefits resource manual Getting Paid, authored by Allan Checkoway, a nationally recognized disability expert. Allan shares Insider Tips on how to correctly file a Long Term Disability claim, dramatically improving the likelihood of collecting benefits. His new publication was developed to help the multitude of disabled Americans learn how to collect the millions of dollars of disability benefits there eligible for. 1.2 million Social Security Disability applications were filed in 1999 (48 percent or 579,000 were declined). In 2009, ten years later, 2.8 million Social Security Disability applications were filed (and 65 percent or 1,830,530 were declined). In one decade, the number of disability applications more than doubled while denials more than tripled. In one year, more than $23 TRILLION dollars of annualized benefits were lost. 22,500 Veteran’s PTDS disability claims denied as personality disorders USA Today . . . How is it possible that a personality disorder, assuming it existed prior to military service, is diagnosed when psychological evaluations are not done prior to induction? Why? Disabled Americans diagnosed with serious medical and psychological illnesses are just beginning to process the enormity of the physical, emotional and financial challenges they will be facing. Getting Paid offers guidance on home and travel adaptation to make life easier. Readers are empowered as they open up a whole new world of knowledge.

Collecting the Disability Check: A Resource Manual for Libraries, Individuals & Professional Advisors Millions of dollars of disability benefits are held back, unnecessarily, every year Disability Services Group In 2012, MILLIONS of dollars in Insurer, Social Security and Veterans Administration disability claims will continue to be denied unnecessarily. ElderCare Publishing is pleased to announce the availability of the new Disability benefits resource manual Getting Paid, authored by Allan Checkoway, a nationally recognized disability expert. Allan shares Insider Tips on how to correctly file a Long Term Disability claim, dramatically improving the likelihood of collecting benefits. His new publication was developed to help the multitude of disabled Americans learn how to collect the millions of dollars of disability benefits there eligible for. 1.2 million Social Security Disability applications were filed in 1999 (48 percent or 579,000 were declined). In 2009, ten years later, 2.8 million Social Security Disability applications were filed (and 65 percent or 1,830,530 were declined). In one decade, the number of disability applications more than doubled while denials more than tripled. In one year, more than $23 TRILLION dollars of annualized benefits were lost. 22,500 Veteran’s PTDS disability claims denied as personality disorders USA Today . . . How is it possible that a personality disorder, assuming it existed prior to military service, is diagnosed when psychological evaluations are not done prior to induction? Why? Disabled Americans diagnosed with serious medical and psychological illnesses are just beginning to process the enormity of the physical, emotional and financial challenges they will be facing. Getting Paid offers guidance on home and travel adaptation to make life easier. Readers are empowered as they open up a whole new world of knowledge.

Allan Checkoway, RHU About the Author Allan Checkoway’s career includes more than 30 years in the health care insurance field, and a specialty in the brokerage placement of disability and long-term care insurance coverage. Allan is the author of ‘Disability Income: A How To Guide’, published by R & R Newkirk, and ‘Disability Income Insurance’, published by Kaplan Publishing. His articles have been featured in the Wall Street Journal, Legal Economics, Lawyers Weekly, Journal of Financial Planning, National Underwriter, Health Insurance Underwriter, Life Association News, Advisor Today, ProducersWEB, and other professional trade journals. Allan most recently authored ‘Getting Paid’, a Disability resource manual on filing long term disability claims and appeals with disability insurers, the Social Security Administration and the Veterans Administration. Allan received the National Association of Health Underwriters Norma Medill Award for Journalism and is Past President of the Disability Insurance Training Council. He also served as Regional Vice President of the National Association of Health Underwriters. He has been a frequent speaker at the Million Dollar Round Table, Life and Health Underwriter, Financial Planning and other professional association meetings. Allan has also been a featured speaker at LIMRA (Life Insurance Marketing Research Association), Certified Financial Planners and HIAA (Health Insurance Association of America) educational conferences. Allan is presently an Employee Benefit Consultant and the Principal of Disability Services Group, an Employee Benefit Advisory firm.