Shit happens! Reach your financial goals, anyway. When adulthood hits, it hits hard and fast. It comes calling the shots on your wallet and plans, giving you a reality check you weren't ready for! Most end up standing over their credit score, student debt and bills wondering, How the hell did I end up here? Where the hell did my childhood go? Andrea Fowler can attest to this all too well.

In Credit & Me: The Adventures of Growing the Eff Up, Andrea Fowler tells the story of her financial struggles and proves that regardless of the shit that happens in life, you can still reach your financial goals—you can still obtain prosperity! Born into a low-income family, life was never easy for Andrea. She went through college struggling to make ends meet, pinched pennies and worked multiple jobs through graduate school. With bad credit and unbelievable debt, nothing looked promising. Until one day, the unexpected changed the course of her financial path forever. Fast forward to today, Andrea has triumphed over every one of her financial circumstances and succeeded beyond her wildest dreams. She grew the eff up, and now she's using her experiences to help you grow the eff up too! Credit & Me is Andrea's down-to-earth, no-nonsense guide to navigating the murky waters of financial literacy and money management. Her honesty and straight-forward approach helps break the dizzying language of the financial world and lead you into a life of financial freedom. Credit & Me is inspiring, insightful and fit for anyone ready to transform their financial status and repair their credit for good.

Andrea Fowler is passionate about helping others grow financially. As a dynamic entrepreneur, realtor and financial extraordinaire, she focuses her lifework on guiding millennials in reaching financial capability, despite the hardship and hard times they may have gone through growing up. From humble beginnings, Andrea has built her platform of financial growth and credit improvement on the back of her experience as a Certified Housing and Credit Counselor and a flourishing career in real estate. As the operating owner of New Avenue Realty, she has sold over $15 million in real estate, and in Credit & Me: The Adventures of Growing the Eff Up, she brings her financial methods and solutions to life for readers to adapt. Born in Louisiana, Fowler now resides in Dallas, Texas, where she continues to make a difference in the financial lives of many. Andrea loves to educate and connect with her following through social media and email. Join her tribe on Instagram @creditandme and reach out to her with questions or comments at creditandme17@gmail.com.