Be the Bank: "When the Bank Says No or Moves Too Slow" You Are the Bank!

Learn how to "Be the Bank"! Banks take your money in the form of deposits and lend them out at a much higher rate than they are paying you. Here is your chance to learn how you can "Be the Bank"!

Lending money to others is one of the oldest businesses in the world. You read about it in the Bible and many other ancient books. In this book, we'll discuss a wide array of investments associated with moneylending and banking. We'll briefly discuss the history of banking. We'll talk about the types of banks extant today. We'll talk about starting your own bank, whether that will be a large mortgage banking operation, or a small, self-directed lending business. I'll give you an overview of the common concerns bankers and private lenders deal with daily. We'll review common ways to protect your investments and how the current laws either enable or limit your investments. This publication is designed to provide general information about the subject matter covered. Bearing in mind that laws and practices vary from city to city, state to state, and country to country, and also because each individual situation will be different, the reader should consult with appropriate advisors regarding any specific situation.

BIOGRAPHICAL SKETCH OF JACK W. HILTON Jack W. Hilton has been facilitating the financing, acquisition, and development of real estate projects in the Arizona market since 1976. His credentials include 40 years of experience in the local real estate market, where he has witnessed and participated in Arizona's dramatic growth. Mr. Hilton has been active as an owner of mortgage companies, a real estate brokerage and management company, a licensed broker dealer company, as well as construction and development companies. His infatuation with real estate industry started at a young age when he purchased his first small apartment complex at the age of 19. Shortly, thereafter, he built his first spec home, which lead to the construction and management of numerous small apartment buildings during the early to mid-1980s. Mr. Hilton became a real estate lender in the early 1980s to assist, in part, the planning and acquiring, and financing for his own projects. As family members began to develop their own real estate projects and needed access to financing, Mr. Hilton decided to secure his Mortgage Brokers License. He received his first Mortgage Brokers License on October 1, 1983, which led to bigger and greater involvement in this exciting field. Some of Mr. Hilton's accomplishments include: • Funding over 1 billion dollars of private money loans since 1990. • Being instrumental in turning a local bank under Regulatory Enforcement in 1996 into a profitable financial institution. Rocky Mountain Bank went from a single branch location to seven, including five branches that were located in Super Walmarts. Under his leadership the bank grew from $20 million in assets to $130 million during an 8 year period. Mr. Hilton was a Director and Chairman of the bank. He transformed the bank from a privately-owned institution into a public bank listed on OTC Pink, also known as the "Pink Sheets". • Being instrumental in formation of Metro Phoenix Bank in 2006 and currently serves as the Chairman and a Director of the Bank. • Served as the President, Director, Treasurer, and Secretary of numerous HOA associations. • Owned and operated a licensed Broker Dealer Company specializing in private equity offerings. • Raised millions of dollars in the syndication of mortgage loans and real estate projects. • Developing numerous subdivisions through various stages of planning - from the initial design and preliminary platting process, to acquiring subdivisions that already had preliminary or final plats - and then completing the actual onsite development. • Has served many years as a director of the Arizona Private Lenders Association (APLA). He currently is a director and president of APLA. Mr. Hilton is currently the Chairman and President of Hilton Financial Corporation, acting as the Designated Broker for Hilton Realty Corporation, and Chairman and President of Phoenix MGP, Inc., which serves as the General Partner and/or Manager of numerous entities.