Accidents Waiting to Happen

This book, Accidents Waiting to Happen, will show you how to lower the human and financial costs of your workers’ compensation program which is a huge cost driver to your profitability. Specifically, it will review the policies and procedures you should have in place to accomplish the goals listed above. The book will also share with you some tools used by companies today to streamline big ticket areas, including training and claims management.

This book, Accidents Waiting to Happen, will show you how to lower the human and financial costs of your workers’ compensation program which is a huge cost driver to your profitability. Specifically, it will review the policies and procedures you should have in place to accomplish the goals listed above. The book will also share with you some tools used by companies today to streamline big ticket areas, including training and claims management. Here is what this book will help you achieve. You will take away a clear understanding of how to administer a successful workers’ compensation program in your business. The book is broken down into easy manageable steps, which are all part of a system called the “PX4” process. Here is the good news. The “PX4” process works! Your company will experience fewer claims and those claims will cost you less, on average. Following the “PX4” process outlined in this book will drive better results for your company and make you more competitive in your marketplace. Ask yourself this question. What if you changed some business practices within your company which had the effect of adding millions of dollars to your topline sales results, put you in control and increased your profitability, would you be interested in knowing how companies are accomplishing that? If yes, read on. “Using a comprehensive approach, the author, an insurance professional, looks at how executives can cut their insurance costs by addressing a wide range of factors, including risk factor calculations and employee relationships. A solid overview of techniques that can help companies save money on workers’ compensation and related expenses.” ~Kirkus Reviews

Rick Dalrymple is an owner and Senior Vice President of IOA Risk Services, a division of Insurance Office of America, a risk management and insurance brokerage firm whose clients serve a vast array of industries such as manufacturing, hospitality, healthcare, retail, wholesale and professional sports teams. With over 25 offices coast-to-coast, his company has taught CEOs in over 300 industries how to lower the number and cost of insurance claims. He consults nationally with many CEOs, C-Suite and administrative executives on how to lower their “Total Cost of Risk”. His 40,000+ hours of experience consulting are visible in the results his clients receive. His clients experience double-digit reductions in employee turnover, claim costs and frequency after implementing their “PX4” process in as little as 6 to 12 months. Rick has served as a keynote speaker for numerous associations and is transforming businesses all over the country with his message on how to avoid, minimize, or eliminate business risk that impact profitability. His presentation is rich in content, focused on providing a new way to understand business risk and delivers new tools to compete more effectively.