25 Money Strategies Your Teacher Forgot to Tell You About

If you are searching for the answer how it is possible to save some money and enjoy life at the same time, then this book is just for you. This book is based on the experiences of the author who put to the test in his personal life various and different money saving tips and tricks for five years. Here are the top of the notch money saving strategies everyone can apply right away in order to improve one's financial state and quality of life.

If you are searching for the answer how it is possible to save some money and enjoy life at the same time, then this book is just for you. This book is based on the experiences of the author who put to the test in his personal life these various and different money saving tips and tricks for five years. Here are the top of the notch money saving strategies everyone can apply right away in order to improve one's financial state and quality of life. Although the book is dedicated to young people under age of 25, it also provides those older but wiser with ready to use money saving ideas which will come in handy to anyone regardless of gender, age or social status. Every time when we talk about saving money people tend to look for possibilities beyond their abilities. In fact you don’t need to re-invent the wheel to start saving money right away. That’s why I am glad to introduce you to these 25 simple but effective principles to save money while enjoying your life, because basically that is the reason why we were born. Weren’t we? But I want to warn you, youth is not given for this purpose only. Be careful or you will be paying for your lavishness for a long time to come. Instead put your energy into accumulating your wealth by saving money while you’re young and developing the crucial skills called: earning, saving and spending. And to accomplish this task successfully “25 money strategies your teacher forgot to tell you about” is a great eBook to start with. These 25 great money saving tips will guide you through several stages of your life and enable you to use these tips and tricks for getting started with your savings already today. Find out about 25 great money saving tips. Make them an integral part of your everyday life. And become thrifty and more successful at the same time. Check on their effectiveness for yourself!

Richard Pan (Ričards Pāns) is born in Riga, but grew up in countryside in a caring family of a carpenter and a German/Russian language teacher. Of three children he is the youngest, and already at the age of eighteen he turned to finances in order to understand the magic behind wealth and prosperity. As a result in 2009 at the age of 21 he started his blog, which he called Richman Blog, the Natural Way of Living, in order to educate others in the field of personal finances. The first book written by Richard was in 2010 and its title was “20 money strategies your teacher forgot to tell you about” which is the predecessor of this title. It was a book where he summarized all the money saving strategies which he used himself and found them to be good enough to help other people save money. Currently Richard is working on other projects some of which are and some of them are not directly connected to gaining financial independence and is sharing this experience with others. Recently Richard received a master’s degree in education and a qualification in career counseling. He has developed workshops on “Time management”, “Personal finances” and “Career planning”, and has given several speeches on the local and international level. Richard speaks Latvian, English, German and Russian and is open for any kind of co-operational proposals.